Pack Up and
Assemble a grab bag with what you
need for three to five days away from
home. Assume, for example, you are
sheltering in a school gymnasium
without power. Include helpful
necessities such as:
Blankets and pillows
Charged battery packs
Prescription medicines as well as
pain relievers, antacids, and other
over-the-counter drugs you take
Glasses, contact lenses, and solution
Toothbrush, toothpaste, floss
Moistened wipes and
An assortment of nonperishable
food like protein bars, nuts, dried
fruit, jerky, and peanut butter
Individual packets that can be
added to water to add flavor, such as
Everyone’s needs are di;erent, so
think about any other special items
you may need such as baby formula,
diapers, personal hygiene items,
pet food, and other basic survival
(This is not the same as a
preparation. For more on that, check
out Prepare Now Survive Later by
Bob Mayer at writeitforward.com,
search “grab and go.”)
PROTECT YOURSELF AND YOUR PROPERTY.
Now is a good time to review the insurance that protects your home, your
office, and you. Your home or office may have appreciated. Check your
property values on a site like Zillow, Redfin, or Realtor.com, and contact
your insurance provider. If you rent where you live or where you work,
make sure you have comprehensive renter’s insurance.
Some disasters like fires, floods, or earthquakes require extra insur-
ance coverage. Ed Robinson, CSP, saw Harvey’s impact in his Houston
neighborhood. “My wife and I were talking about whether or not we
needed flood insurance about a month before. You just don’t know you
need it until you need it. And it is devastating if you don’t have it.”
Entrepreneurs should consider getting business interruption insur-
ance, which covers loss if the business is forced to close due to disaster.
Speakers also need to consider both long- and short-term disability
insurance. What if we get injured or sick and cannot work? Short-term
disability insurance covers us until long-term disability insurance is
activated (after 90 days) to make sure we can continue to pay bills and
provide for our families.
PREPARE READY-TO-GO BASICS.
Some disasters, like hurricanes, provide a warning they’re coming.
We usually have at least several hours’ notice, so those in its path can
hunker down or get out of town. However, a fire or flood can happen
with just minutes of warning. When the fires threatened California and
Colorado, some people had less than five minutes to evacuate. To make
sure you’re ready at a moment’s notice, put together an emergency bag.
See suggested contents at right.
GATHER AND ORGANIZE IMPORTANT
During the California fires, many people were delayed leaving
their homes because they couldn’t find their important documents, such as copies of insurance policies, identification,
wills, healthcare directives, and proof of health insurance.
Could you grab all of your important documents in under
60 seconds? The In Case of Emergency, Break Glass! manual
walks you through what you need at productiveleaders.com/
product/in-case-of-emergency-break-glass. And visit
productiveleaders.com/free-resources for a free emergency checklist. Now is a great time to make sure your
important paperwork is updated and easily accessible.
Hurricanes and floods hit Texas, Florida, and Puerto Rico in the sec- ond half of 2017. Just days later, a giant earthquake destroyed parts of Mexico City. Unprecedented wildfires ripped through Northern California a few weeks later. Volcanoes erupted in Bali. Many were caught unprepared. Don't be one of them. Small businesses and solopreneurs need to be ready. What is the least you need to do to protect
your family and your business? While these tips focus on natural disasters, they can
also help protect your family and business during personal emergencies.